There is nothing remotely uncommon about Angela Lloyd and Lee Phillips' semi-detached house on a peaceful cul-de-sac in Merseyside.

And to the common eye, Lloyd looks like a regular middle-aged mum who works relentlessly to look after her sick hubby.

So it was to the sheer shock of neighbours when police descended on their driveway to rob the couple's St Helens home.

Hiding behind the family's net curtains was in reality a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer cash.

Lloyd, 58, cried 'Oh my god' as she was imprisoned this week over a string of untruths consisting of utilizing a dead woman's identity, making up 'fake' medical conditions for her child, and creating pseudonyms to work while declaring carers allowance.

Husband Phillips, 54, was also jailed after the pair's massive advantages scams was lastly exposed.

While the couple handled to siphon off their ill-gotten gains for many years - neighbours have revealed to MailOnline the apparent hints that the couple were running a scam.

Angela Lloyd defrauded the taxpayer of ₤ 170k over a period of 11-and-a-half years. Detectives discovered a web of lies consisting of the creation of pseudonyms to declare advantages

The scammer next door: The assuming semi-detached house Lloyd had moved into with Phillips. Phillips had actually stopped working to disclose this to the council when she moved in in 2018

Phillips imagined in an Assistance for Heroes hoodie throughout a street party held for the late Queen's Diamond Jubilee. He is said to have played a DJ set at the occasion

Initially, neighbours on Birch Gardens were stressed for the couple after Phillips was seen looking really frail as he would 'hobble' on his walking adhere to fulfill his carers.

But they were then left puzzled when he was at other times found washing his BMW, driving, and even playing a DJ set for their street celebration for the late Queen's Diamond Jubilee.

Locals likewise informed of how there was 'always something dodgy' about Lloyd, which she would never look individuals 'in the eye', but would boast about 'secret ₤ 60k caravan' they would get away to on the weekends.

Lloyd was sentenced to 2 years after Liverpool Crown Court discovered she fraudulently filched nearly ₤ 170,000 in advantages over a decade, and likewise assisted Phillips incorrectly claim advantages worth ₤ 100,000, as reported by the Liverpool Echo.

When neighbours saw them leaving among their 2 vehicles earlier today, they thought they were going off to remain at their secret caravan, only to find they were going to prison.

One neighbour told MailOnline of the couple: 'I thought they were dodgy as he made a genuine show of not being able to stroll whenever his carers were here.

'He was shuffling along and keeping his vehicles in the driveway before he took a very long time to get to his carer's cars and truck on his strolling stick.

'But the next thing I saw him washing his BMW in the driveway - he appeared to be strolling great then.

'And he did a DJ set for the Queen's Jubilee party back in 2022. He had all the speakers out and whatever.

'But after the cops raid, they became more reserved and didn't say a lot to people.

'There was always something dodgy about her - she would not look people in the eye and boasted about going to her ₤ 60,000 caravan however would never ever state where it was.

'They would take her teenage son and go away on a Thursday night and not come home till Sunday.'

Phillips had actually fraudulently declared ₤ 100k in PIP, housing advantages, employment support allowance and council tax decreases that he was not eligible for. Neighbours informed of how he would look 'frail' and 'hobble on a strolling stick' in the existence of carers, however at other times was seen 'walking fine'

Following the police raid secret suburban street, neighbours were left with questions as to why the couple had actually been detained - and some declare Lloyd had later told them it was down to pet breeding.

But these concerns were lastly laid to rest on Tuesday when the court heard how Lloyd had claimed a total of ₤ 169,394.15 which she was not gotten approved for in housing benefits, carers allowance and personal independence payments over the course of 11-and-a-half years.

With the assistance of Lloyd, Phillips was also found to have actually illegally declared ₤ 100,980.71 through PIP, housing advantages, work assistance allowance and council tax decreases considering that 2018.

Olivia Beesley, prosecuting, outlined how the mother's fancy fraud began when she incorrectly started claiming housing benefits for a caravan on Riverside Walk in Southport - which was discovered to be a 'fictitious address'.

She even made a phony occupancy agreement for the 'completely fictitious caravan', eventually stealing ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent home.

Then in 2018, she started making fraudulent claims that her hubby needed 'several everyday carers to attend to his requirements'. She reached utilizing Phillips' sister Zoe's birth certificate to pose as his sibling and claim that she was his primary carer.

She likewise lied that she was not able to work due to being a full-time carer, but was discovered to have actually been working under an incorrect identity Wendy Lloyd at care company Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.

In 2022, she started developing 'false medical conditions' for her kid, claiming she had a carer called Joyce Bibby - a dead woman's identity. Nearly ₤ 10k in incorrect special needs living allowance overpayments were declared in relation to this.

She once again utilized the departed lady's name as being her social worker to claim ₤ 13,526.70 of PIP, mentioning that she needed carers due to 'health conditions'.

Neighbours informed of how Lloyd would boast about a '₤ 60k caravan' in a secret place that she never exposed, and would state they were going to stay at the caravan from Thursday to Sunday

One neighbour stated they saw the couple leaving on of their automobiles earlier today and assumed they were going off to their 'caravan', just to later find out they were off to jail

When MailOnline checked out Phillips' address in Birch Gardens which he shared with Lloyd, neighbours exposed how the couple and her child would allegedly go off to a caravan on the weekends.

It is not understood whether this was the very same 'fictitious caravan' which took place to have actually never existed, or an indeed a different, genuine caravan.

Leni Newton, 63, stated: 'She informed individuals that the cops raid was because someone had actually told on her for reproducing border collie puppies without a licence.

'I'm shocked they have actually been jailed. I believed they were all above board.

'I only saw them a couple of days ago leaving suitcases - I believed they were simply going to their caravan.'

She added: 'I understand they met as she was his carer. He was married but Angela moved in. I thought she had lived in Southport.

'I did see his ex-wife parked up in the street watching his house when they divided.

'She was undoubtedly spying on them.'

Her partner David Manchester, 70, said: 'It's a huge surprise they seemed to be living a double life.

'There were a lot of police came here.

'He was at the street celebration for the Queen but other times he did appear extremely frail.'

Hand in Hand homecare agency verified to MailOnline that Lloyd had bona fide recommendations, DBS checks and training certificates in the name of Wendy Lloyd.

A spokesperson said: 'We sacked her right away when we discovered out the truth.

'All her DBS and recommendations took a look at. The police said we had not done anything incorrect.'

The court heard how Phillips also tricked cash from the public bag by failing to divulge the reality that Lloyd had actually moved into his home in 2018 - permitting him to continue declaring more than ₤ 13k in housing benefits and ₤ 2.2 k in council tax decreases.

He is also stated to have actually 'exaggerated' his medical conditions and need for care, specifying that he was not able to do anything for himself.

He stated himself 'unsuited for work' and failed to discuss his better half's wage - illegally taking ₤ 51k in employment support allowance.

However, Phillips alleged that Lloyd had completed the form and had just 'asked him to sign it'.

Phillips' counsel Jim Smith argued he has a 'complex current history' of psychological health and impairments including neurological disorder, anxiety and anxiety.

He was also stated to have a pacemaker fitted and appeared in court in a wheelchair.

While Phillips had no previous convictions connecting to similar matters, nevertheless Lloyd's rap sheet shows previous entries for theft and dishonesty offences dating as far back as the 1980s - though her last appearance remained in 2012.

Lloyd was jailed for 2 years after confessing 7 counts of scams by incorrect representation, and Phillips was also seen wiping back tears as he was jailed for 20 months for fraud by incorrect representation and three counts of dishonestly stopping working to reveal info to make a gain.

Sentencing, Judge Simon Medland KC said: 'Over an 11-year duration, or more than that, you, Angela Lloyd, managed to defraud the general public of simply except ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year period, you had about ₤ 20,000 each year which you from the public.

'For those who seek to defraud the general public of limited and valuable benefits which require to be directed to those who need them, not those who merely wish to have them for factors of personal greed, that is a major offence devoted by each of you over a long duration of time.'
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